A portion of the advice fees where it relates to your qsuper benefit can be deducted from your qsuper accumulation or income account 1. The motley fool australia operates under afsl 400691. This online information and the information in the product disclosure statement pds work together to give you the complete guide to. Tim has expertise in wealth accumulation and protection, debt reduction, superannuation and pre and post retirement planning including centrelink. For more information on what these details describe, please scroll down for a more detailed description. Our accumulation account can help you save for retirement during your. Frequently asked questions qinvest financial advice. If you forget your username or password, just can use the forgot username or forgot password features on the member online login page.
Qsuper will be unable to accept any personal contributions to your qsuper account which in turn may mean you will miss out on any applicable commonwealth government contributions even if youre otherwise eligible to receive such contributions and. Any outof pocket payments can be made by visa, mastercard or eftpos. This pds is about equip myfuture and the features and. Hub24 your comprehensive investment and superannuation. The product disclosure statement is an introduction to the features of the accumulation and income accounts. Superannuation may sound complex but it is really just the money you put away for your retirement. That one of the cornerstones of a successful project is a proven implementation. For the safety of our employees and members, all face to face meetings and seminars have been cancelled and our office is closed to the public. Feb 24, 2020 qsuper is a lifetime account that readjusts your investment mix as you get older. Qsuper product disclosure statement for accumulation and income.
Detailed information about each account can be found in the relevant guide. A 5 apple rating gold is the highest rating from chant west. See who you know at qsuper group, leverage your professional network, and get hired. Hostplus product disclosure statement pds download. I enjoy the work life balance and flexibility qsuper provides enabling me to spend the quality time i need with a growing family. Youre one of more than 585,000 australians who enjoy the benefits of strong longterm performance1 and low administration fees2 with one of australias largest super funds.
Once we confirm your details over the phone, well reactivate your account. Once registered, a unique abn is generated for the business and used as a unique identity for taxation and government reporting. A super fund with 4 apples is a high quality fund a 3 apple rating bronze is the third highest rating from chant west. Before you make any decision about qsuper products you should download a copy of the product disclosure statement at qsuper. You should check for any update notices, or the most uptodate pds or reference guides, available free of charge from. When you have an accumulation account with your qsuper permanent disability cover, your insurance benefit is a specific value, based on the number of insurance units you have. Our pds and range of helpful guides contain everything you need to know about our accumulation and income accounts. The sfn number of qsuper accumulation is 261041941. This guide explains your investment choices with qsuper. You have been successfully logged out of the qsuper self invest option. Superratings sr50 balanced index 6076 median based on cumulative returns compounded annually. Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs. Qsuper fund 5 hrs qsupers balanced investment option has led the industry in investment performance over the past three months of extreme volatility.
See how an accumulation 2 account rates against other funds products. Before completing this claim form, please read the accumulation account guide. Qsuper accumulation is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. Qsuper, the 65 billion fund for queensland government employees and their spouses, has taken out the title of australias topperforming superannuation fund over the past financial year. Our account based pension helps you turn your super into a regular income in retirement. Founded in 1931, were one of australias oldest superannuation funds. View all our qsuper vacancies now with new jobs added daily.
After three months as hub24s victorian and tasmanian state manager, lydia pearson is revelling in a role that delivers a win squared. When you have an accumulation account with your qsuper permanent disability cover, your insurance benefit is a specific value. Australias secondlargest industry super fund, the 50 billion qsuper, is on the hunt for more offshore property after an acquisition splurge over the past three years that has included it. We dont charge fees to switch your investments, make a withdrawal or close your account. The accumulation phase is the first stage of everyones superannuation life when you are contributing to your superannuation account, or when your super balance is accumulating. Hub24 your comprehensive investment and superannuation platform. Product disclosure statements pds qsuper superannuation fund. Qsuper is one of australias largest and oldest superannuation funds and was originally established to provide for the retirement needs of queensland government employees. Chant west does not issue, sell, guarantee or underwrite this product. Product disclosure statement for accumulation and income accounts pds issued on 1 april 2020, as the pds references information that you will find in this guide. Super funds that are regulated by the australian prudential regulation authority can be identified by their super fund number. Accumulation 2 product disclosure statement this forms part 2 of the defined benefit division and accumulation 2 pds. Qsuper accumulations pds product disclosure statement. Surrounded by poor performers at all levels from management to subject matter experts.
Find your ideal job at seek with 8 qsuper jobs found in all australia. You need to provide the phone number, for similar reasons you need to provide an address. Your account is made up of contributions and any transfers to your account, as well as any investment returns which could be positive or negative, less fees and costs, insurance premiums if applicable and taxes. Qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts. Qsuper was the winner of the 2020 smooth ride award and was also nominated. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not. The nine sections provide full details about all our products and services and are designed to accompany the product disclosure statement pds. The government has temporarily changed minimum drawdown requirements for account based pension products the minimum required amount is 50% of what is listed in the current pds and other collateral, unless otherwise stated. Qsuper accumulations pds product disclosure statement download. Make a withdrawal from an accumulation account qsuper. Were also proud to be a profit to member fund, specialising in superannuation and accountbased pensions. The phone number for qsuper for the qsuper defined benefit account product is 0 360 750. Hub24s awardwinning investment and superannuation platform offers broad product choice and an innovative experience for advisers and investors.
Qinvest has expert financial advisers located in our gold coast office to help you take control of your financial future. This guide provides detailed information about the accumulation account. Under a graduated return to work program, an employer will pay you for the. Tim is based in our gold coast office and has worked in financial services since 2005. Log out you have been successfully logged out of the qsuper self invest option. Our flexible technology allows advisers and licensees to customise their platform solution to fit their business. If your online account has been disabled, please give us a call. Qsuper accumulation is required to provide a product disclosure statement to ensure that each customers. At pds, we over 40 years of experience implementing hcm products. Awards and ratings are only one factor when deciding how to invest your super. Accumulation account superannuation investments qsuper.
Youll find all the important information you need to know about our products in our product disclosure statements pds. You can also find detailed information about a mysuper fund in the product disclosure statement pds. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not be appropriate for your circumstances. The fund is now a public offer fund and allows members from all industries to apply for membership. Return to work or start a graduated return to work program.
Qsuper fund 5 hrs qsupers balanced investment option has led the industry in investment performance over the past three months of extreme volatility and is an industry leader over 1, 3, 5, and 10 years. Qsuper is a lifetime account that readjusts your investment mix as you get older. This online information and the information in the product disclosure statement pds work together to give you the complete guide to super with hostplus. Tim has an advanced diploma in financial services financial planning and a bachelor of commerce.
Financial advisers financial planners qinvest gold coast. To make an appointment with michael, tara or tim call 1800 643 893 or contact us at any time via our online enquiry form. You do not pay the fees for your defined benefit account, as this is covered. The abn for the qsuper accumulation account product is 60905115063. Qsuper accumulation account qsuper fund address the fund address for qsuper is. Member guide for accumulate plus product disclosure statement pds preparation date. Accumulation account guide about qsuper s accumulation account welcome to qsuper were a profitformember fund, and everything we do is to benefit our members.
It contains important information you need to know about accumulation 2 membershiplike how we invest your money, fees and other costs, tax, insurance and risks. Qsuper members with an accumulation account may be eligible for a bonus when they open an income account to access their retirement savings, said qsuper. The usi for qsuper accumulation account is qsu0101au. Qsuper, which is queenslands largest super fund, said this was an australian industry first and has the potential to benefit thousands of members approaching retirement. Accumulation account qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so. As someone who likes to learn, achieve and improve in their profession this would be the worst place to work. Proposal qsuper response incorporate plain language. Qsupers accumulation account is a lowfee mysuper authorised product which helps you to save for your retirement. Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances. The sfn is issued to trustee of a superfund, but is used for identify the superfund entity, not the trustee. All the contributions you make during the accumulation phase are locked away preserved until your retirement.
Qsuper to offer bonus for choosing pension over lump sum. Your super account is your money for retirement, so its important that contributions are paid to the fund of your choice. With a proven record of strong performance our members have enjoyed the benefits of strong longterm returns with less risk. As an accumulation 2 member, you can choose how your whole super balance is invested from our range of investment options.
You can find more information about a mysuper fund in the product dashboard or on a super funds website. For a super fund to earn 5 apples it must be one of the highest quality funds a 4 apple rating silver is the second highest rating from chant west. That one of the cornerstones of a successful project is a proven implementation methodology. This pds contains information about your accumulation 1 account and membership. About equip equip myfuture is a product of equip, open to employees of employers who nominate us as their default fund andor who agree to participate in it, as well as new individual members. All business entities in australia are required to register with the australian governent in order to receive an abn. Other important information is contained in the accumulation account guide, investment choice guide, and income account guide, which also form part of the pds.
The abn number of qsuper accumulation is 60 905 115 063. When you search for mysuper funds in the table below you can filter results by choosing. Use this form to withdraw money from your accumulation account. Accumulation and income account application forms enclosed. Qsuper s accumulation account is a lowfee mysuper authorised product which helps you to save for your retirement. Product disclosure statement for accumulation and income. To register for member online, youll need your client number. Without a phone number, your employer would be unable to contact your chosen superfund.